Bizarro (4/5/11)

Two more months. That’s how much time it will take my wife and me to pay off our car. Like many young couples, we financed our ride by trading in a beater (my wife got a lecture for driving such a blatantly unsafe vehicle) and scrounging together whatever cash we could. Needless to say, we were saddled with a sky-high interest rate. But give us credit. We made double payments whenever possible, and as a result we’re poised to pay off a seven-year loan in less than four years. That should buy us a whole lot of payment-free driving. Of course, the time will come when we’ll need to upgrade to a kid-friendly vehicle, but when that happens, we’ll be sure to consult a loan officer at our bank before agreeing to whatever ungodly interest rate the dealer would have us pay.


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